More Fairfax County School teachers come to BenGlassLaw when they have a claim about their disability benefits. In fact, we have asked whether insiders at Fairfax County Public School actually understand their own benefits.
You can find the basics about Fairfax County Public School Teacher Disability Benefits here but we have published 10 Things Fairfax County School Teachers Need to Understand About Their Disability Benefit Program.
Our client was a 36 years old high school photography teacher with Fairfax County Public Schools. She left work in August 2019 due to a high risk pregnancy (due to elevated blood pressure and a scheduled C-section). She initially went out of work for short term disability for the pregnancy, but she remained out of work due to complications from a herniated cervical disc, and headache and vertigo symptoms.
Lincoln paid her long-term disability benefits from February 17, 2020 to August 11, 2020. Our client enjoyed her highly demanding job as a high school art teacher and the independence that her job provided her. Now, unfortunately, all of that had changed. Every day of her life, she experiences a severe headache that is about 7 or 8 on the pain scale which is accompanied by spinning vertigo if she moves too much, tilts her head wrong, or bends over, not to mention her sciatic and neck pain. In her own words, she said:
My life has changed dramatically in the past year and a half. It is completely unrecognizable. My daily routine now is extremely limited. I getup early in the morning. I’m usually forced awake by neck pain. I have some time to myself before my husband and kids wake up …. I almost never leave the house unless I have a doctor appointment. When my vertigo is intense, my husband has to drive me everywhere I need to go and pick me up; I don’t trust myself to drive anymore with the vertigo. Overall, it’s a very boring and repetitive schedule. We don’t do the things we love anymore …. I feel like I’ve lost my whole identity.
Fortunately, the BenGlassLaw disability team was able to put together the story of our client’s life, lay it all out in an extensive appeal submission that exceeded 100 pages and we forced Lincoln to listen. (We battle Lincoln all the time and recently won a huge life insurance case against them.)
After reviewing the long term disability appeal, Lincoln reversed its decision, paid back benefits, and put our client back on claim.